self-driving car accidents

According to the National Highway Traffic and Safety Administration (NHTSA), approximately 94% of car accidents are due to human error. Innovators have imagined a world where our faults would no longer endanger each other on the road.

Today, self-driving cars seem to be a permanent reality, especially in Arizona where Uber had been testing its autonomous vehicles. While many passengers arrived unharmed, one self-driving car hit and killed a pedestrian on March 18, 2018.

As self-driving vehicles enter our roads, the chances of self-driving car accidents will inevitably increase. However, some autonomous vehicles makers, like Zoox, are focusing on safety to prevent crashes.

Potential Claims for Self-Driving Car Accident Victims

Although the law surrounding self-driving vehicles is widely unsettled, Nevada and California have determined that the operator of the car (the person who “causes the technology to engage”) is responsible if there is an accident.

How An Accident Attorney Can Help You

If you have been injured in a self-driving car accident, do not hesitate to give us a call. Your recovery can hinge on whether or not you have an experienced accident lawyer on your side.

An insurance company will try to minimize your injuries to save themselves as much money as possible. Do not go it alone. At Negretti & Associates, we will negotiate with the insurance company on your behalf to get you the maximum compensation you deserve for your current and future medical treatment, property damage, and lost wages.

We will vigilantly defend your rights and pursue any rightful claims for damages, medical expenses, and compensation for the pain and suffering you have endured. We also understand the importance of securing compensation for future medical treatment. We will also help you collect compensation for the time you have to take off from work to deal with your injuries. Learn more about auto accident cases.

Our team of accident attorneys knows what it takes to win. We promise to fully investigate your claim and make sure you get the recovery you deserve. If you’d like to schedule a free consultation, please call us at 602-531-3911 or click here to email us.

partial fault in an arizona auto accident

Receiving compensation after an auto accident largely depends on who was at fault. As a result, determining who gets compensation can be complicated when one or more drivers are partially at fault.

An experienced accident lawyer can help you navigate this process and begin the process of determining responsibility. Ultimately, your recovery will depend on what type of fault law the state of the accident has adopted.

Arizona Partial Fault Law Explained

Arizona is a pure comparative fault state. This means that fault can be apportioned to multiple people. Anyone found partially at fault is responsible for paying the relative percentage of damages.

For example, if Driver A is found to be 20% at fault for a car accident, the total compensation available to him will be reduced by 20%.

Now, imagine that Driver A were found to be 80% at fault for a car accident, and the jury awarded Driver A $100,000 in damages. Even though a majority of the fault is placed on Driver A, he may still recover. The $100,0000 award would be reduced by 80%, due to Driver A’s comparative fault. As a result, Driver A would only receive $20,000 of the $100,000 total award.

Recoverable Damages

Due to Arizona’s Partial Fault Law, don’t assume that you won’t be able to recover damages until you speak to an attorney!

If you’ve been injured in an auto accident in Arizona, you can recover compensatory damages. This includes property damage, pain and suffering, medical bills, lost wages, and emotional distress that results from your auto accident.

How A Personal Injury Lawyer Can Help You

The outcome of your case can hinge on whether or not you have an experienced Arizona personal injury lawyer on your side.

Unfortunately, insurance companies rarely provide fair compensation to accident victims. Insurance adjusters use partial fault to intimidate accident victims into either accepting unfair settlements or not filing a claim at all. Remember, insurance companies will always try to reduce its costs and save money.

Don’t let an insurance company take advantage of you. There is no reason for you and your family to go this alone. The experienced accident lawyers at Negretti & Associates regularly handle partial fault accidents in Arizona and can help you successfully navigate this process. Learn more about auto accident cases.

If you were injured in an accident and you were held partially at fault, you may still have a claim to recover just compensation. To learn more about your rights and options moving forward give us a call. If you’d like to schedule a free consultation, please call us at 602-531-3911 or click here to email us.

Watch Negretti & Associates’ Jonathan Negretti on AZTV 7’s Daily Mix show, discussing scooter accident liability, and how the fine print found in scooter companies’ terms-of-service agreements can impact riders.


Electric scooters seem to be everywhere. It has now become commonplace to see one, two or sometimes three different scooter companies represented on any given street corner. Scooters are pay-per-ride, so they are freely transported all over town, as more and more people are utilizing them.

Yet, just as scooter usage has exploded in popularity, so have scooter accidents:

  • According to the Arizona Republic, scooter accidents in metro Phoenix just hit triple digits.
  • Meantime, a UCLA study found that one-third of scooter-related emergency-room visits have involved delivery by ambulances — an indication of how serious injuries related to scooter accidents can be.

Scooter accidents range from minor to catastrophic. Riders have landed in the hospital with injuries ranging from severe gravel rash to knocked-out teeth, ripped-out toenails, detached biceps, and traumatic brain injuries.

Across the country there are stories of riders being killed while riding on scooters. Some cities are continuing to study safety measures to ensure that scooter riders avoid accidents. Officials in some cities, including San Francisco and Santa Monica, have temporarily banned electric scooters and filed criminal complaints against the companies behind them for operating without a business permit.

scooter accidents and injuries on the rise

Who Is at Fault in a Scooter Accident?

What happens if you are involved in an accident while riding a scooter? Does the scooter company offer insurance to cover you? If you are involved in an accident with an automobile, does their insurance cover you? If you have auto insurance, does it cover you as a rider of a scooter?

It’s important to figure out who is at fault before you can figure out who is responsible to pay for your injuries. As you probably guessed, many insurance policies were drafted well before the advent of these scooters. The language in a policy will be critical to determining coverage.

If you find yourself in this situation, it would be a good idea to give the attorneys at Negretti & Associates a call, so that we can review your policy for potential coverage.

Common Types of Scooter Accidents

Scooter accidents include the following:

  • Scooter driver hit by another vehicle.
  • Pedestrians tripping on abandoned scooters.
  • Scooter crash due to road hazards like potholes.
  • Crash due to malfunctioned or defective scooter.

If you are riding a scooter and you are hit by another vehicle, that vehicle’s insurance company may cover your claim. Additionally, your own auto insurance coverage may apply, depending on the language in your policy. Homeowners insurance could also apply, depending on the policy.

In a scenario in which a pedestrian trips over a scooter that was abandoned, the pedestrian might have a claim against the scooter manufacturer, as well as the city or private property owner where the scooter was located when the pedestrian fell.

If the scooter rider hits a pothole and suffers injuries, the city would be the most likely be the culprit. Obviously, it is not as easy as pointing the finger at the city. The scooter rider would have to present a notice of claim to the city establishing their claim and be able to demonstrate that the pothole was a “dangerous condition” that the scooter rider couldn’t see before encountering it.

Lastly, if a scooter rider is injured because of a defective scooter, that could trigger a product liability claim against the manufacture of the scooter. These types of claims can be very complicated and expensive to pursue.

Why Call Negretti & Associates?

If you have been injured while riding a scooter, it would be a good idea to contact the attorneys at Negretti & Associates. We can discuss your particular facts and circumstances, and help you determine whether you have a viable claim.

making your case simple

From the beginning, Negretti & Associates has wanted to change the way personal injury cases are handled. We have sought to simplify the process and make it easier for our clients to understand what’s happening with their cases.

We explain things in a straightforward, easy-to-understand way. Our thought is that if we deliver information in way that makes sense to our clients, then our clients can make educated decisions about their cases.

There Is No “I” in Team

Representing a client in a personal injury case requires a collaborative effort. We see our clients as teammates and collaborators. Everyone has different responsibilities and no one is more important than anyone else.

When we are hired by a client, we feel like we are being asked to join their team. We want to be the very best teammate that we can be. We use our legal education and experience to provide valuable insight to help our clients. We explain things with plain language and never talk down to our clients. There is no “I” in team.

Our Culture

At Negretti & Associates, our firm has embraced a culture of efficiency and communication. Our team works remotely on a daily basis.

Rather than wasting time commuting, we are answering emails, sending text messages, and making early morning phone calls. We believe this is one of our greatest strengths. We can be available and responsive when others are not.

As a result, we’re able to be nimble where other firms move slowly. Our team members are excited about the work that we do, and this ultimately means that we’re able to focus more on helping our clients.

Why Choose Negretti & Associates?

  • We will make your case simple for you.
  • We are a people-first personal injury team serving those injured in Arizona, California, and Colorado.
  • Not all news is good news, but we promise to be honest and update you in a straightforward fashion, in a way that you will understand.
  • We will vigilantly defend your rights and pursue any rightful claims for damages, medical expenses, and compensation for the pain and suffering you have endured.
  • We also understand the importance of securing compensation for future medical treatment.
  • We will also help you collect compensation for time you have to take off from work to deal with your injuries.
  • Our team of injury attorneys knows what it takes to win. We promise to fully investigate your claim and make sure you get the recovery you deserve.

how pain and suffering damages are calculated

Within the field of personal injury law, pain and suffering is a general term that refers to classifying damages. It is the physical and emotional stress caused by an accident — the “hassle factor” for having to deal with the aftermath of an accident. It can include those everyday aches and pains, as well as emotional distress that others may not notice.

After an accident, a victim cannot “sue” for pain and suffering. However, one can file a lawsuit for the negligence caused by another party — and damages resulting from that negligence.

Factors Influencing How Pain and Suffering Damages Are Calculated

Unfortunately, there is no magic formula for calculating what one should be paid for pain and suffering damages. That’s because pain and suffering is specific to each individual claimant. As individuals, we have different daily activities and we experience pain differently.

Many pain and suffering calculators are available online, but their calculations can be way off the mark. This is because online pain and suffering calculators often take a one-size-fits-all approach to valuing claims. They commonly do not take into account the state or county in which accidents occur.

The location of an accident is an important factor when calculating pain and suffering damages. A state or county with a more conservative population could award less in damages than a state or county with a more liberal population. By diving deeper into where an accident occurred and gaining a better understanding of the jury pool in a state or county, we can produce more accurate case valuations.

Additionally, online calculators don’t have a way to enter data related to pain and suffering. If a client requires treatment for more than one year before they are well again, that factor is vital to determining his or her pain and suffering.

Online calculators simply don’t have a way to capture that information and provide an accurate assessment of case value. Online calculators often give false expectations and, as a result, tend to leave clients disappointed and confused.

How Much Is the Average Settlement for a Car Accident?

There is no such thing as an average settlement for a car accident. That is because no two car accidents are exactly same. In fact, at Negretti & Associates we sometimes represent multiple people involved in the same car accident, and each person’s injuries are different. In other words, each person’s settlement will vary depending on his or her injuries.

Rather than trying to figure out an average settlement, you really should be trying to determine whether your settlement is fair to you, based on your specific set of circumstances.

How Much Do Insurance Companies Pay for Pain and Suffering?

The amount insurance companies pay for pain and suffering depends greatly on the type of injury suffered and the specific facts of a case. For example, someone who has neck pain would be compensated differently from someone who breaks a leg. Additionally, someone who goes to urgent care and doesn’t follow up with any other treatment would be paid differently from someone who goes to the ER and then follows up with 8 weeks of physical therapy.

The Pain and Suffering Multiplier

Decades ago, it was customary for insurance companies to pay a so-called pain-and-suffering “multiplier” to accident claimants. Insurance companies would “multiply” medical bills to determine pain and suffering.

Insurance companies stopped valuing claims with a pain and suffering multiplier after realizing that they were losing too much money. Instead, they developed sophisticated software programs that analyze data and compute case values. Software completely removed the human element from the process and has dramatically changed the way cases are valued.

If someone has told you that you should “look into collecting on a pain and suffering multiplier” for your accident claim, you will be disappointed to learn that insurance companies no longer do this.

Currently, you will be compensated based on factors such as the severity of the injury, the length of treatment, and the pain and suffering experienced. This will not equate to a multiplier of your pain and suffering.

Can You File a Pain and Suffering Claim Without a Lawyer?

You can certainly file a claim to recover for pain and suffering without a lawyer. However, without a lawyer, you will most likely collect much, much less. This is not because a lawyer has a magic set of skills. It is because a good lawyer will take the time to work with you, to understand all of the damages suffered, and how to properly present those to the insurance company.

Additionally, a great lawyer will work on the back-end of the settlement, to reduce the money that the client may owe to third-parties — for example, medical providers — and to ensure the client nets the best possible result.

At Negretti & Associates, we pride ourselves on our honest approach to your case value. Through experience we have developed a case valuation tool that helps us arrive at a settlement range for each case, based on specific facts.

Please give us a call to discuss your settlement and we will do our best to give you valuable feedback, so that you can make an educated decision on whether or not to settle your claim.

Call us in Arizona at 602-531-3911, in California at 619-777-3370, and 720-636-3444 in Colorado. Or, you can click here to contact us with our online form. We’ll be happy to talk with you.

arizona pedestrian accident lawyers

Arizona has the highest rate of pedestrian deaths in the nation. In 2017 alone, 226 pedestrians were killed in Arizona vehicle crashes, while more than 1,500 pedestrians were injured, according to the Arizona Department of Transportation.

Pedestrian accidents are common in places where people and vehicles are forced to share space — at crosswalks, intersections, streets, and parking lots for example. Other times, drivers are simply not paying attention to their surroundings.

Unfortunately, many pedestrians who are injured never receive the compensation that they were entitled to. They get stuck with expensive medical bills and even worse life changing injuries.

If you’ve been injured in a pedestrian accident, you have the same right to recover money damages as drivers that have been in auto accidents.

There is no reason for you and your family to go this alone. The experienced Arizona pedestrian accident lawyers at Negretti & Associates are ready to fight for you.

Hit by a Motorist in Arizona?

In Arizona, motorists are responsible for yielding to pedestrians and paying attention to their surroundings. If the driver failed to do either of these two things and has caused you some injury, you will likely be able to bring a claim and collect compensation.

Here are some steps to take after you’ve been involved in a pedestrian accident:

  1. Record the names, addresses, insurance information, and license plate number of all the vehicles involved.
  2. Be sure to get the contact information of all witnesses present.
  3. Photograph and document the scene of the accident and your subsequent injuries.
  4. Seek immediate medical attention for all of your injuries.
  5. Do not speak with insurance companies or sign any documents regarding the accident until you have discussed your case with an experienced Arizona accident attorney.

A Pedestrian Can Still Recover from An Uninsured Motorist

If you were a pedestrian injured by an uninsured motorist, you may be eligible for compensation through your own insurance provider and your insurance policy. You will want to contact an experienced Arizona pedestrian accident lawyer to help you navigate the process. Our accident attorneys are ready to assess the circumstances of your accident and convey options that are available to you. Learn how our firm can assist with motor vehicle accidents, in addition to pedestrian accidents in Phoenix.

How A Personal Injury Lawyer Can Help You

The outcome of your pedestrian accident can hinge on whether or not you have an experienced Arizona personal injury lawyer on your side.

There is no reason for you and your family to go this alone. At Negretti & Associates, we vigilantly defend your rights and pursue any rightful claims for damages, medical expenses, and compensation for the pain and suffering you have endured. We also understand the importance of securing compensation for future medical treatment and for the time you have to take off from work to deal with your injuries. We will work diligently to maximize your recovery and help you achieve the best possible settlement.  

california distracted driving law

It is no secret that distracted driving continues to be on the rise. According to the California Office of Traffic Safety, 80% of vehicle collisions involve some aspect of driver inattention.

According to California distracted driving law, anything that takes your full attention off the road is considered distracted driving.

Texting and Phone Use

Using a handheld device while driving is illegal in California. Judges and juries often award huge recoveries to those who are injured by a driver who was using his cell phone at the time of the incident.

Fast Food

Although eating while driving isn’t prohibited, it is still a major cause of distracted driving accidents. Foods that may require special attention, like the ones that you dip into sauces, are common culprits for distracted driving accidents.

Personal Grooming

Whether its touching up your mascara or shaving before an important meeting, any form of personal grooming while behind the wheel is considered to be distracted driving. Although countless drivers engage in this hazardous form of multitasking, it can also be a massive problem if it results in a car crash.

Rowdy Passengers, Children in the Backseat, Bending Down to Reach the Floor

As mentioned before, anything that takes your full attention off the road is considered distracted driving. Be wary of distracted drivers not looking or paying attention to the road and their surroundings.

Your Potential Distracted Driving Claim

No matter what state you are in, if you have been injured in an auto accident caused by a distracted driver, that person is at fault.

In these cases, the distracted driver and their insurance company are responsible for paying for your damaged vehicle, medical bills, lost wages, and pain and suffering.

If you know if the other driver was texting, eating, meddling with passengers, or distracted for any other reason, it’s important to mention it the police officer writing up the report. Your truthful statement will help build up your future claim.

How An Accident Attorney Can Help You

Your recovery can hinge on whether or not you have an experienced accident lawyer on your side.

An insurance company will try to minimize your injuries to save themselves as much money as possible. Do not go it alone. At Negretti & Associates, we will negotiate with the insurance company on your behalf to get you the maximum compensation you deserve for your current and future medical treatment, property damage, and lost wages.

Our team of accident attorneys knows what it takes to win. We promise to fully investigate your claim and make sure you get the recovery you deserve. If you have been involved in an accident with a distracted driver in California, we invite you to schedule a free consultation with our firm by calling 619-777-3370 or contacting us online.

california wildfire lawyers

Wildfires often cause irreparable damage to the environment, public health and your personal property. You can be both directly and indirectly affected. Even those who are far away from a wildfire can be adversely impacted by the air quality it produces.

Wildfires are not always caused by natural forces but sometimes by electrical and power companies who fail to follow safety regulations and protocols.

Recently, the victims of the devastating Woolsey Fire have filed a lawsuit against Southern California Edison alleging that the company was negligent in failing to turn off the power prior to the wildfire. The lawsuit also states that Edison shut off power four days after the fire started, which may have caused further, unnecessary harm.

As such, attorneys representing the Southern California residents are seeking just compensation for victims’ injuries, damaged property, lost wages, and attorney’s fees.

Potential Claims for Wildfire Victims

If you think you have been injured by a wildfire, it could have been due to the negligence of a power or electrical services company. If so, you are entitled to pursue a personal injury claim against negligent companies.

These companies are expected to take proper safety precautions in order to prevent disastrous accidents like wildfires. When they do not adhere to state and federal safety protocol, innocent people can become seriously injured.

How An Attorney Can Help You

Your recovery can hinge on whether or not you have an experienced California accident lawyer on your side.

An insurance company will try to minimize your injuries to save themselves as much money as possible. Do not go it alone. At Negretti & Associates, our California wildfire lawyers will negotiate with the insurance company on your behalf to get you the maximum compensation you deserve for your current and future medical treatment, property damage, and lost wages.

We will vigilantly defend your rights and pursue any rightful claims for damages, medical expenses, and compensation for the pain and suffering you have endured. We also understand the importance of securing compensation for future medical treatment. We will also help you collect compensation for time you have to take off from work to deal with your injuries.

Our team of California wildfire lawyers knows what it takes to win. We promise to fully investigate your claim and make sure you get the recovery you deserve. 

california dog bite laws

According to a study from the Center for Disease Control (CDC), approximately 4.7 million dog bites occur nationwide each year. Of these incidents, California ranks highest in the nation for fatal attacks.

Unfortunately, some of the worst injury cases we’ve seen at Negretti & Associates have been the result of vicious attacks by dogs. The most common injuries are permanent nerve damage and scarring as bites often puncture deep into skin and muscle.

Damage claims are common after a dog bite incidents. In fact, insurance carriers pay over $1 billion every year in animal bite claims annually, and over a third of all funds paid out through homeowners’ liability claims arise from dog bite claims.

Regardless, it is nearly impossible for the average person to recover the proper compensation for these serious long-term effects of dog bites on his or her own.

California Dog Owners Are Liable for Dog Bites

California dog bite laws are clear on assigning liability for dog bites. Section 3342 of California Civil Code creates strict liability for dog owners when their dogs bite someone in public or on private property. This means that the dog owner cannot avoid liability for injuries his or her dog has caused to someone by simply claiming that they took reasonable care to restrain the dog.

Contrary to popular belief, a dog’s history of viciousness has no bearing on the owner’s liability. Owners are liable even for first-time attacks.

However, a dog bite victim cannot have provoked the dog or have been trespassing on dog-owner’s property during the attack. If this occurs, the dog owner may no longer be liable. Yet, dog owners are still required to display ample warnings around their property to warn potential trespassers of an aggressive canine. If they fail to warn, they could still be held liable for any harm caused to an intruder who is subsequently attacked.

No Bite Is Too Small

Bites of all sizes can be grounds to pursue a dog bite accident claim. There is no need for you to suffer physically, mentally, or financially after your dog bite.

Attacked While Running in Your Neighborhood

Dog attacks on runners are all too common in California. The permissive weather often lures runners into neighborhood streets year-round. If you are bitten by a dog while out running, the dog’s owner likely has a duty to cover the costs of your injuries in addition to other costs.

Dog Walker’s Liability

There have been many instances where a dog walker or handler will simply lose control of a dog while out in public, leading to someone being bitten. Unless that dog walker or handler does something provoke the dog to bite someone, they are not liable. Rather, the owner of the attacking dog is liable for any injuries caused to a person, even if the dog was under another’s control.

A Family or Friend’s Dog

Many dog bites come from the dogs of our friends and family members. This puts victims in an uncomfortable situation. On one hand, you have suffered an injury and deserve compensation. On the other, you don’t want to compromise your relationship with loved ones.

You shouldn’t worry! Dog bite victims need only file a claim against their insurance company, namely homeowners or renters insurance. If they have coverage, your rightful recovery will come from directly their insurance company and not from their pockets.

You may also be concerned that the pet will be put down if you report the incident or pursue your claim. If this was an isolated occurrence, be rest assured that the dog will probably not be put down.

You Have Two Years

A claim for a dog bite injury would be considered a personal injury lawsuit. California’s statute of limitations on personal injury cases gives you two years following the date of the attack to file a lawsuit and, in turn, protect your claim. If you were to file your case after the two-year deadline has passed, you will most likely lose your right to recovery.

How A Dog Bite Attorney Can Help You

The outcome of your dog bite can hinge on whether or not you have an experienced dig bite lawyer on your side.

The experienced dog bite lawyers at Negretti & Associates know California dog bite laws and are ready to fight for you. We’ll vigilantly defend your rights and pursue any rightful claims for damages, medical expenses, and compensation for the pain and suffering you have endured.

We also understand the importance of securing compensation for future medical treatment, which is necessary for scar revisions common to dog bite cases. We will also help you collect compensation for time you have to take off from work to deal with your injuries.

To discuss your circumstances with a dog bite attorney in California at Negretti & Associates, call us at (619) 777-3370, contact us online, or send us a text.

rideshare accidents

Have you been in an accident involving a rideshare company such as Uber or Lyft?  Were you the passenger? Were you in the other vehicle? What if the driver was on his way to pickup a passenger? Is there insurance coverage in these situations? It depends.

As millions of people use rideshare companies to get around, there is a lack of understanding of what happens and the potential issues arise when being injured due to a rideshare accident involving a driver from a rideshare company. Rideshare companies such as Uber and Lyft have transformed the public transportation industry.  Riders love the low cost, the convenience, the choices (luxury vehicle, SUV, fuel efficient vehicle), the overall friendly service and ability to rate their drivers.

When ridesharing companies first started about ten years ago, it was common practice for their drivers to use the driver’s own personal insurance policies for accident coverage. The problem with this practice was that most personal insurance policies did not cover the driver or their passenger(s) if the driver was operating the vehicle for commercial use. This left the victims of these accidents without a source of recovery.

As more serious accident began to occur, such as the death of a California woman while riding in a Lyft vehicle outside of Sacramento in 2014; rideshare companies and their drivers began to be more closely scrutinized by the public. The conversation about who was ultimately responsible for coverage (the driver or the rideshare company) forced changes in the industry.

Ridesharing companies such as Uber and Lyft now provide their drivers with a $1 million dollar liability policy in the event of an accident. This means that the driver and their passenger(s) may be covered for damages. However, it is not that black and white. The coverage still depends on a variety of factors.

Both Uber and Lyft cover their drivers with a three-part insurance plan, which states:

  1. Driver Mode Off: If the rideshare driver is not driving for Uber or Lyft at the time of the accident, their personal insurance policy will provide liability coverage for accidents caused by the driver. This means the $1 million dollar policy does not apply.

Many insurance companies now offer specific coverage for rideshare. However, it is up to the rideshare driver to look into their personal insurance and add rideshare coverage to their  policy. If the driver fails to do so, they could be personally liable if they are involved in an accident.

  1. Driver Mode On Without a Passenger: If the rideshare driver has the driver mode on and is waiting for a ride request when they are involved in an accident, the driver is covered under both Uber and Lyft’s contingent liability coverage. The contingent liability coverage is used in the event the driver’s personal insurance does not provide coverage or does not provide enough coverage. Lyft’s contingent liability coverage is $50,000.00 per person or $100,000.00 maximum per accident and $30,000.00 for property damage.

However, some states, including California, have created legislation (Assembly Bill 2293) to mandate a higher excess liability coverage when accidents occur during this phase of a rideshare driver’s employment. In 2015, California mandated that third-party liability insurance covering the costs of injury, death, and property damage must be at least $200,000.000.

Additionally, the law clarifies that driver’s personal insurance can no longer cover this time period. It must be covered by the rideshare company.  The new regulations have been put into place to prevent ridesharing companies from claiming their insurance policies should not kick in because drivers have personal coverage.

  1. Driver Mode On With a Passenger: If the rideshare driver has the driver mode on and is driving a passenger at the time of the accident, the driver and the passenger are generally covered by the ridesharing company’s liability coverage. Both Uber and Lyft have $1 million dollar liability coverage policies as well as $1million dollars in uninsured and underinsured coverage.

Rideshare accidents may be complicated, involve multiple insurance companies and need expert investigators.

If you have been involved in an accident involving a rideshare company it is important to contact an attorney at Negretti & Associates for a free consultation.